I’ve been paying digitally for a long while and never felt the need for a leather wallet in my pocket. I usually roll up a 10 to 20 dollars in my fob pocket just in case and i usually just forget about it.
Am i the only strange one here
Edit: In india we have UPI and only banks and governments gets the data if using the bhim app by NPCI and even local street vendors have those
Absolutely. Haven’t had a wallet for over a decade.
The only times I still use cash is to buy weed or when I travel to Germany.
Does digital payments made cash wallets obsolete?
Nope.
Phones crash, apps screw up, Google arbitrarily decides your phone isn’t “secure”, batteries go dead, cell networks are sometimes unavailable (wallet app requires internet), merchant payment networks occasionally go down, etc.
I don’t use digital wallets since the only options are Apple and their walled garden or Google who uses every transaction to profile you for targeted ads and deems your phone insecure should you do anything that might keep their eyes out of your life. But even using my “old school” debit card, I still feel much more secure always having some cash on hand for emergencies.
In india we have UPI and only banks and governments gets the data if using the bhim app by NPCI
Not in Germany.
Lots of bakers, independent fast food vendors, barber shops and small grocery stores still don’t take cards (hmm, I wonder why…)
Forget about paying electronically at street festivals, smaller concert venues, or markets.
The parking meters in my city still only take coins. So do many public toilets.
You need coins to unlock the shopping carts in supermarkets.
If you order something from overseas with a customs fee, you’re expected to pay it to the mailman - Who can only accept cash and carries no change. Oh, and there’s no way to know in advance how much it’ll cost.Fuck all of that. It’s nice to have cash as an option but I’d not do much where it was required because I’d have to run to an ATM to get cash just for that thing, and few things are worth that extra effort for me. And then I’d have to keep track of that cash, which means I’d just foist it onto the next homeless person I see.
Guess I’m not really making a good case against lol.
The “just in case” amount mentioned amount covers most of those costs. For reference arabian foods just cost below 3 dollars casual fast foods don’t come close to 1 usd
Yes. Everyone else here is perfectly normal
Lol I’m trusting the digital equivalent way more than i thought…
I wouldn’t recommend a digital wallet, as convenience kills off privacy in more ways than one. Digital wallets are attempting to make cash obsolete, but don’t comply with the convenience demands.
I still use a wallet when I’m travelling, as that’s the only time when I actually need cash. Plus it also holds my passport, seamans books, vaccine booklet, and misc other useful stuff.
When I’m home-ish I only use a card holder. It has most of my cards (duh), and that’s it really.
There are still a ton of folks who are cash only in the US. Some of it is because cards and digital transactions make it easy to track people (in the US at least). Others can’t open bank accounts for one reason or another, usually because they don’t have an address or appropriate ID. And quite a few only accept cash so they don’t have to report their income, because they are on disability or they owe money to the government.
I’m actually dealing with my last example right now. I want to hire someone, they only want cash but I live 5 hours away from them so it’s causing some difficulty. They don’t even want a check because they are so cautious about their income being tracked that way.
I have a wallet but haven’t brought it with me in years. The only time I do is when I need to drive (which is maybe once a month) because it contains my drivers license.
All my payments are done using my Apple Watch.
I’m confused, what you mean by “cash wallet” that’s different than electronic payment? Or maybe, what do you you mean by “electronic payment” that’s different than a cash wallet?
I rarely use my wallet, I prefer to pay with my physical card than my phone.
So where do you keep your id, and other cards…
In the backpack.
So you have a giant wallet than.
Not really, I only take the backpack with me when I need the backpack, not because if contains the cards or cash.
I can’t speak for OP, but I’ve pretty much always had a separate wallet for just cards. Notes and coinage go in the more traditional wallet.
That said, it had got to the point that most of my payments, even when I went places, were usually by card. Even the bus.
I use a card, its really easy, dont have to fuck around with my phone. I get cash back on purchases and fraud protection. Ive no need to change from that.
