My joint account with my partner is with a local building society, but branches are shutting left and right in the UK…

Yep. Monzo implemented an emergency-use website about 5 years ago, Revolut shortly after (and I think they have a desktop app now). I’m with neither (though I can SEE my accounts online, I cannot DO anything with them).

Nope, it is FCA/Prudential registered bank. These fintech solutions are very common in the UK.

I’ve discovered I can access my account online, but cannot send money from there (Zopa).

Monzo and Revolut now have some barebones web implimentation (over a decade after launched).

Atom has no web access at all.

Chase UK doesn’t have web access as far as I can tell.

All of the above are registered banks.

It’s literally ONLY got an app. No web, no branches. They’ve become quite common and popular in the UK (like Revolut).

So true. I’m loathed to lose the interest rate, but needs must when the devil drives, and boy is he driving right now.

This is what I’m struggling with. I use an app-only challenger bank, so I feel a bit stuck unless I change everything…

Mine wasn’t mild, unfortunately. Fully pinhole. Luckily, I’m a “grower” so they didn’t have to take the whole foreskin and the very base of my glands are still protected (and get stimulated from skin during sex). Stretches were actually counter productive for me (found that out after the skin condition got diagnosed) and likely led to a speeding up of the pinhole nature

Ooo something for me!

I am FORMERLY uncircumcised. I have a skin condition which led to phymosis a few years back forcing me to have a medical circumcision this year.

Uncut is superior in every way. Sex is better, it’s more comfortable when exercising, it’s generally less of a nuisance. And in Europe, I never had an ick reaction.

If I didn’t medically need it I wouldn’t have done it. That said, it’s better than phymosis, I do last longer in bed, and my partner says it’s actually a really nice oral experience now.

Remember: most countries don’t have a preference for circumcision, and a lot of people outside of America that are circumcised have it done due to medical issues, not moral or religious reasons.